Liability insurance

Why liability insurance?

With Zelfzeker Liability Insurance, you are insured against damage that you, your family members, or your pets accidentally cause to others – from knocked over vases to damaged gardens.

Our advantages

  • Best coverage & best price

    Guaranteed.

  • Everything in one smart bundle

    That's so easy.

  • Never compare again

    We have already done that.

  • Fast treatment in case of damage

    We ensure that this is the case.
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  • What does the Zelfzeker Liability Insurance cover?

    ✓ Damage to others : Compensates for material damage and personal injury caused by you or your family members.

    ✓ Coverage up to €2,500,000 : High coverage for both small and large damage claims.

    ✓ No deductible : You do not pay any extra costs in the event of a damage claim.

    ✓ Worldwide coverage : You are insured against liability damage anywhere in the world.

    ✓ Pet Coverage : Damage caused by your dog, cat or other pet is also covered.

  • How do you take out Zelfzeker Liability Insurance?

    Our liability insurance is a standard part of the Zelfzeker Voordeelundel .

    This means that you automatically benefit from complete coverage without having to take out separate policies.

    All you have to do is put together the package based on your needs and complete your application online.

And also extra bonuses with our insurance:

Always well insured thanks to our

Police alert and prevention tips

If you choose our liability insurance, you'll automatically receive these valuable bonuses:

✅ Liability Policy Alert – always automatically up to date with the latest policy conditions and coverage.

Liability prevention tips – smart tips to avoid risks, save money, and live worry-free.

With Zelfzeker you not only get strong insurance, but also extra security and convenience – at no extra cost!

With Zelfzeker you choose convenience, certainty and a competitive premium.

Take out your insurance today and protect yourself against unexpected costs.

Request a quote

Good to know

What does liability insurance cover?

Liability insurance protects you and your family against damage you accidentally cause to others. Does your child shoot a ball through your neighbor's window while playing? The cost of replacing the window will be covered.

Who is insured under my liability insurance?

With Zelfzeker liability insurance, your entire family is excellently protected. This applies to you as the policyholder, everyone registered at your address according to the Personal Records Database (BRP), and your unmarried children living elsewhere for a full-time vocational (MBO), higher professional (HBO), or university (WO) education. Your domestic staff are also insured for damage sustained while working for you. Even your guests are covered, as long as they don't have other coverage. And of course, your pets are also covered if they cause damage to others.

Is liability insurance mandatory?

Personal liability insurance isn't mandatory, but it's very wise. For just a few euros a month, you, your family, and even your pets are protected against the costs of damage you accidentally cause to others. This prevents unexpected financial setbacks and allows you to live with peace of mind.

Am I insured in the Netherlands, Europe or anywhere else in the world?

Our liability insurance is valid worldwide. You must reside in the Netherlands. If you move abroad, you can take out liability insurance in your new home country.

Am I also insured at work?

Damage while you're at work isn't covered. But if something happens during your free time, you can simply report it to us.

Is my child studying in another city also covered by my liability insurance?

That's not necessary! With family coverage, your non-resident children who are still studying are also covered.

Is my car also insured?

No, motor vehicles are not covered by liability insurance. Any liability you may incur while using your electric bicycle is covered.

When does coverage start and end?

Your insurance begins on the date stated on your policy and runs for one year. After that, we'll automatically renew your insurance annually, ensuring you're always covered. If you pay your premium on time and everything is in order, your insurance will continue. In exceptional circumstances, such as fraud or non-payment of the premium, we can cancel your insurance.

How do I cancel my insurance?

You can cancel your insurance at any time, easily by letter or email via VKG or us. You choose the end date, and we'll handle it for you. If we receive your cancellation after that date, your insurance will end on the day we receive your notification.